My Loan Quote offers free loan quotes for people seeking refinancing or purchase mortgages nationally. Mortgage rates and lending programs are subject to change without notice. There is no application fee from participating loan companies. This is not a commitment to lend. Certain restrictions and requirements may apply. * Loan terms and conditions apply. Use of this website constitutes acceptance of the My Loan Quote Terms & Privacy Policies. Completing the form above puts you under no obligation. By clicking "submit" I am consenting to have my information shared with up to four brokers or lenders and other business partners and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. We do not extend credit and this is not an advertisement for credit. Our participating lenders offer quotes on cash out and mortgage refinancing to the first time home buyer with bad credit but we cannot guarantee approvals online.